E Shram Card Check Balance – Complete Guide

In August 2021, the Indian government launched the E Shram Yojana to provide social security and financial benefits to workers in the unorganized sector. In order to build a comprehensive database of employees who may occasionally be eligible for government benefits, the Ashram portal was created all at once. It ensures simple access to government welfare programs in addition to helping in the development of a nationwide database of unorganized workers. One of the most common concerns for beneficiaries is how to perform an E Shram Card Check Balance to track government-provided financial assistance.

At the same time, CDSL Demat Accounts provide a simple solution for people to hold and trade digital securities if they want to invest to ensure their financial future. CDSL makes it easier for newbies and experienced investors to participate in the stock market by avoiding risks connected with actual shares that are issued.

E Shram Card Check Balance

We will go over every aspect of E-Scram Cards in this post, including eligibility, advantages, E Shram Card Check Balance, downloads, and editing information. We’ll also go over how CDSL Demat Accounts support a secure and effective investing environment. This blog post offers everything you need, whether you’re an investor looking for a safe trading approach or a worker seeking government subsidies!

What is an E Shram Card?

One of the largest databases of unorganized laborers is called E-Shram. In order to run welfare programs, it helps in delivering social security services to people and sharing their data with other stakeholders. Its primary objective is to simplify the use of welfare benefits and social security measures for workers in the unorganized sector across the country.

E Shram Card Benefits

• Accidental Insurance: ₹2 lakh coverage under PMSBY (Pradhan Mantri Suraksha Bima Yojana).
• Direct Government Benefits: Eligible for financial aid, pensions, and welfare schemes.
• Employment Support: Helps in skill development and job placement.
• Subsidized Ration & Loans: Access to ration at discounted rates and easy loan approvals.
• Future Benefits: Possible inclusion in pension schemes and health insurance programs.

Eligibility Criteria for E Shram Card

• Any unorganized worker between 16 to 59 years old can apply.
• Should be an Indian citizen with an Aadhaar-linked mobile number.
• Must not be a taxpayer or a member of EPFO/ESIC.
• A valid bank account is necessary to receive benefits.

E Shram Card Download by Mobile Number

• You can download your E Shram Card using your registered mobile number by following these steps:
  1. Visit eshram.gov.in.
  2. Click on ‘Already Registered? Update / Download UAN Card’.
  3. Enter your mobile number (linked with Aadhaar).
  4. Verify using the OTP sent to your phone.
  5. Click on ‘Download E Shram Card’ and save it as a PDF.

E Shram Card Download

• Apart from mobile number login, you can also download the card using your UAN (Universal Account Number) or Aadhaar number:
  1. Open the E Shram official website.
  2. Choose ‘Download UAN Card’ option.
  3. Enter your UAN/Aadhaar and complete OTP verification.
  4. Click Download to save the card in PDF format.

E Shram Card Check Balance

• To check the balance credited under your E Shram Card, follow these methods:
  1. Via Official Website:
     • Go to eshram.gov.in and log in.
     • Click on ‘Check Balance’ under your profile.
  2. Through Bank Account:
     • Check your bank balance via net banking, ATM, or UPI apps.
     • E Shram benefits are credited directly to the linked bank account.
  3. SMS Alert:
     • If your bank provides SMS alerts, check for notifications about credited amounts.

E Shram Card Balance Check Number

• You can check your balance by calling the bank’s toll-free customer care number linked to your E Shram Card.
• Some common toll-free numbers for balance inquiry:
  • SBI: 1800 1234
  • PNB: 1800 180 2222
  • BOB: 1800 102 4455
  • HDFC: 1800 202 6161
  • ICICI: 1800 200 3344

Enter *99# from your registered mobile number and adhere to the displayed instructions to view your bank balance.

How Can I Update and Download an Existing E-Scram Card?

Editing Details on E Shram Card

1. Go to eshram.gov.in and log in.
2. Click on ‘Update Profile’.
3. Modify details like address, occupation, or bank details.
4. Save the changes and confirm via OTP verification.

Downloading Updated E Shram Card

1. After updating, visit the E Shram website.
2. Log in and select ‘Download UAN Card’.
3. Enter your Aadhaar or UAN number.
4. Verify via OTP and click Download.

How do CDSL Demat Accounts Help?

Holding shares and securities is made safe and digital by CDSL (Central Depository Services Limited).
• Unlike actual share certificates, there is no chance of loss, fraud, or damage.
• Enables smooth stock trading and simple securities transitions.
• Offers real-time access to holdings, statements, and transaction history; investors can monitor portfolio performance using CDSL’s electronic Consolidated Account Statement (eCAS).

Conclusion:

E Shram Card Check Balance: An important scheme for people in the unorganized sector, the E Shram Card provides job prospects, government benefits, and financial safety. CDSL Demat Accounts, on the other hand, are essential to digital investment since they make stock trading safe and easy. Using these services and remaining informed can improve economic growth and financial stability.

FAQs about E Shram Card Check Balance

1. Can someone apply for an E Shram Card online?

Yes, you can submit a free online application at eshram.gov.in.

2. What is the customer service number for the E Shram Card?

For any questions, call the Ministry of Labour helpdesk at 14434.

3. How can I check whether the funds on my E-Sram Card have been credited?

Use UPI applications, net banking, or SMS to check your bank balance.

4. Is there no fees for the E Shram Card?

Yes, it is free to register for the E Shram Card.

5. How long does it take to receive the E-Sram Card?

After registering, it is immediately available for download.

6. If I already have a PF account, can I still apply for an E Shram Card?

No, members of EPFO are not qualified.

7. What occurs if my E-Scram card is lost?

It is always available for re-download from the official website.

8. Are NSDL and CDSL similar?

No, two distinct depositories in India handle Demat accounts: CDSL and NSDL.

9. Can I modify the data on my E-Sram Card?

Yes, click “Update Profile” after logging into the E Shram portal.

10. What differentiates an NSDL from a CDSL Demat account?

Although both depositories electronically keep shares, NSDL mostly deals with large investors, while CDSL serves general customers.

Disclaimer:

The information in this article, E Shram Card Check Balance, is intended purely for educational and informational purposes. Government policies, eligibility criteria, and financial assistance schemes may change over time. Users are advised to verify details from the official E-Shram portal (eshram.gov.in), their respective banks, or authorized financial institutions before taking any action.